Life: mostly insure life those, for whom she out of danger
The programs on life-insurance are actual for all: and for those, who teaches children or conducts an orchestra, and for those, who risks not only nervous cages but also health - firemen, crane-operators, divers and many other. Curiously, that our compatriots, whose work is unconnected with a daily threat for life and health, mostly enter into contracts on life-insurance.
Classes of risk and profession
89,5% contracts of insurance are celled by clients, whose profession is equated with a I class to the risk is a minimum risk. In other words is their health and life out of danger, on extremely to the measure in the light of professional duties.
Into this category all linear office positions, and also next specialities, fall:
educator of kindergarten and teacher
engraver
musician and sound engineer
tailor
photographer and architect, not driving out on grounds
artist et al
On the second place are employees with the subzero degree of risk, II class, and with middle, III class. In these groups the leaders of middle and levels(them too is majority), and also representatives, are included such the professions, as:
floor broker
journalist and editor
medical workers
hairdresser
cook, cheese-maker, brewing master
chemist-technologist
jeweller
tanner
tinman
house-painter, plasterer
locksmith
glass-blower
glass-cutter et al
On the third place are workers with the maximal degree of risk, IV and V class. It all those, who works in dangerous terms, where probability of receipt of trauma is extremely high.
About reasons
There are explanations similar differentiation. From one side, specialists, that work in the spheres related to the danger for life, as a rule, employers insure. Therefore, this group of people is not presented 100% in this report(clients - physical persons are analysed only).
On the other hand, the high stake of agreements that concluded clients with a conditionally safe profession talks that foods of life-insurance are highly sought.
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