Insurance

Wednesday, January 2, 2013

Switzerland has begun life on new Since January, 1st

Swisses the price of medical insurance

In January Swisses will start to pay more: from the beginning of year the price of medical insurance, as always, has grown.


With a midnight striking of a clock the whole series of rules and additions to country laws has taken effect. Some will concern a purse of Swisses, others will grant it the new rights and obligations. So, what new in Switzerland since yesterday?
Family finances

In January Swisses will start to pay more: from the beginning of year the price of medical insurance, as always, has grown. However, inhabitants of the country know about it since November after have received letters with new tariffs from the insurance companies. Some parents, on the contrary, will be glad: the price for medical insurances for children has on the average decreased.

Independent entrepreneurs on all country will be on welfare on the child in size at least 200 francs, other positive changes in the field of issue of children's benefits, but it already, as always in Switzerland, «from canton to canton» are provided also.

Hardly actors become more secure: paying to representatives of creative professions of a grant, the Confederation begins to add 12 % from this sum of their pension cash desk. 

Consumers will be is better protected. Now they can address to the seller with claims about goods quality within two years from the moment of purchasing. Earlier this period constituted one year.

More attentively it is necessary to concern alcohol purchasing. The Swiss cable agency warns that on bottles of wine in volume of 7 decilitres (0,7 liters) the prices will be specified now for a decilitre!

But the pleasant surprise expects those who buys lottery tickets. Since January, 1st in case of a prize the tax assesses the sum from 1000 francs, instead of from 50 francs as it was earlier.

Rules of the road
Since 2013 Switzerland will be суровее concerns bad drivers. For serious excess of speed it will be possible to lose operating permits at least for 2 years, and to recidivists-infringers can prohibit to drive the car for life. More religiously there are punishments for all kinds of infringements of traffic regulations, up to car confiscation. But for 60 % of new models of cars on the Swiss roads the epoch of obligatory tests for exhaust gases has terminated.

Married name
As we already wrote, the new rules stipulating change of a surname after a marriage have come into force. Since January, 1st, 2013 of the spouse in Switzerland should choose a general surname (it can become both a surname of the husband, and the wife), or to keep everyone the premarital surname. But, to affliction of many, ladies especially, double surnames will disappear. If spouses have decided to keep the premarital surnames, the child born in marriage has received a surname of one of parents whose - they should agree about it in advance.

Legal changes
Since January, 1st justice warrants the best protection to witnesses to whom danger because of a cooperation with the investigation threatens: they can replace the person and receive new documents.
 
For pedophiles, whose victims children became more younger 12 years, prescriptive limit is excellent. Now them can pursue for the committed crimes for life.

New rules will concern marking of firearms, reminds the Swiss cable agency. Begin to struggle more seriously with a dope in professional sports. And more strict rules will start to act for women who have chosen a profession of "day mum» and look after children at home.

«Lex Weber» or restrictions on real estate building
In the spring of 2011 Swisses by a majority of votes have supported the initiative of Fund Helvetia Nostra of the defender of the nature of Frantsa of Weber on a federal referendum. She demanded to limit building in tourist zones of the habitation used not for a permanent residence, and as summer residences and apartments for holiday. By name the main author new regulations Weber », by analogy with Lex the Colour – legislative restriction of canton the Shaft on sale of habitation to foreigners has received a name« Lex. Since new year approximately in five hundred communes of Switzerland where today 20 % of habitation already there are more it is not used all year long, it will be impossible to build new chalets and apartments for rest. Basically, mentioned there were popular mountain resort zones of the Swiss Alpes.

Bank secrecy and the international relations

If small and moderate-sized firms can use some indulgence legislations in the field of accounting records Swiss Banks, on the contrary, should observe new requirements in that, as to own assets and available funds. In the future also it becomes known, whether automatic information interchange about clients on demand of other states will enter into action.

On January, 1st, 2013 the Agreement on avoidance of double taxation within the limits of the incomes tax and the tax to a condition between Russia and Switzerland has come into force. It provides information interchange in tax sphere between Switzerland and Russia. That it means also to what requirements inquiries of the party should answer, wishing to receive the information on accounts of the citizens.

Contracts about the taxation of contributions in the Swiss Banks, signed by Confederation with Great Britain and Austria have come into force. Citizens of these countries are released from an obligation to declare the contributions in the homeland, they will pay taxes to contributions in Switzerland, and banks, in turn, will translate the stipulated sum to the party which has signed the agreement. Germany has refused the similar agreement, in new year the Swiss government hopes to continue dialogue.

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